Terms of Service

Version 1.0 — Effective May 7, 2026

1. Acceptance of Terms

By accessing or using SimplyExpensed (“the Service”), available at https://simplyexpensed.com, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, do not use the Service.

2. Description of Service

SimplyExpensed provides an expense tracking, receipt scanning, mileage logging, and financial reporting platform for individuals and businesses. The Service includes a web application, associated APIs, and related features.

3. Account Registration

You must provide accurate, current, and complete information during registration. You are responsible for safeguarding your password and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4. Subscription Plans & Payment

SimplyExpensed offers free and paid subscription tiers. Paid subscriptions are billed through Stripe. By subscribing to a paid plan, you authorize us to charge your payment method on a recurring basis. You may cancel at any time; cancellation takes effect at the end of the current billing period. Refunds are handled in accordance with our refund policy and applicable law.

5. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable laws
  • Upload malicious content, malware, or attempt to gain unauthorized access
  • Interfere with or disrupt the Service or its infrastructure
  • Scrape, reverse engineer, or attempt to extract source code
  • Create accounts through automated means or under false pretenses
  • Use the Service to store or transmit content that infringes any third-party rights

6. Intellectual Property

The Service, its design, logos, and all related content are the intellectual property of SimplyExpensed. You retain ownership of any data you upload. By using the Service, you grant us a limited license to process, store, and display your data solely to provide the Service to you.

7. Disclaimer of Warranties

The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. SimplyExpensed does not guarantee that the Service will be uninterrupted, error-free, or completely secure.

8. Limitation of Liability

To the maximum extent permitted by applicable law, SimplyExpensed shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or in connection with your use of the Service. Our total liability shall not exceed the amounts paid by you in the twelve (12) months preceding the claim.

9. Tax & Financial Disclaimer

SimplyExpensed is not a tax advisor, accountant, or financial institution. The Service provides tools for tracking and organizing expenses and mileage. IRS mileage rates, tax categories, and deduction information are provided for convenience only and should not be considered professional tax or legal advice. Always consult a qualified tax professional for advice specific to your situation.

10. Termination

We may suspend or terminate your access to the Service at any time, with or without cause. Upon termination, your right to use the Service ceases immediately. You may request a copy of your data before account deletion by contacting us at [email protected].

11. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will notify you by updating the version number and effective date, and may require you to re-accept the updated Terms. Continued use of the Service after changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to its conflict of law provisions.

13. Contact

If you have questions about these Terms, contact us at [email protected].